About Programme
The Financial Literacy Course is an exciting, practical, and empowering programme that teaches children and teens how money works and how to manage it wisely. In today’s world, financial skills are life skills—and the earlier a child learns them, the stronger and more confident they become in making smart decisions.
This course simplifies important money concepts using stories, relatable examples, simulations, and real-life exercises that help learners build healthy money habits from a young age.
What Students Will Learn
By the end of the course, children and teens will understand:
Money Basics
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What money is and why we use it
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Needs vs wants
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How to make good money decisions
Earning Money
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Different ways people earn income
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How children and teens can earn money responsibly
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Introduction to entrepreneurship
Saving & Budgeting
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Why saving is important
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How to create simple budgets
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Setting financial goals
Spending Wisely
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Making smart spending choices
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Avoiding impulse buying
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Understanding value and contentment
Giving & Generosity
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Why giving is important
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How generosity helps others and shapes character
Banking Basics
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Understanding bank accounts
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Introduction to digital banking
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How to keep money safe
Understanding Profit & Costs
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Simple maths of business
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How expenses and savings work
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Tracking income and spending
Future Planning
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The importance of long-term thinking
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Making wise decisions for future dreams
Programme Content
INTRODUCTION TO MONEY
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Lesson
03:05 -
Additional Video
05:36 -
Additional Video
05:40 -
Quiz
DIFFERENT FORMS OF MONEY
NEEDS VS WANTS
HOW MONEY IS EARNED
HOW MONEY IS TAXED
IMPORTANCE OF SAVING
HOW TO SAVE MONEY
SETTING SHORT TERM AND LONG TERM GOALS
INTEREST, COMPOUND SAVINGS AND EMERGENCY FUNDS
SPENDING MONEY WISELY
AVOIDING IMPULSE BUYING
COMPARING PRICES AND UNDERSTANDING VALUE
RECOGNISING ADVERTISING TACTICS
INTRODUCTION TO BUDGETING – SIMPLE TRACKING FOR KIDS
TRACKING SPENDING
BASICS OF BANKS SAFE KEEPING OF MONEY
WHY WE USE MONEY
UNDERSTANDING WORK ETHICS AND FINANCIAL RESPONSIBILITY
RISK AND REWARD IN INVESTING
PROTECTING FINANCIAL INFORMATION
CHARITABLE GIVING, TITHING AND COMMUNITY CONTRIBUTIONS
FRAUD PREVENTION
BORROWING MONEY
USING APPS, CARDS AND ONLINE PAYMENT SAFELY
RECOGNISING SCAMS AND FRAUD
PASSIVE INCOME
LENDING MONEY TO OTHERS
HOW TO SHARE MONEY RESPONSIBLY
BUILDING GOOD FINANCIAL HABITS
LENDING MONEY TO OTHERS
IMPORTANCE OF HELPING OTHERS
INTEREST AND HOW MONEY GROWS IN BANKS
HOW TO SHARE MONEY RESPONSIBLY
INTRODUCTION TO INVESTING
DELAYED GRATIFICATION
COMPARING PRICES AND UNDERSTANDING VALUE
INTEREST AND HOW MONEY GROWS IN BANKS
INTRODUCTION TO PENSION
BANKING TOOLS AND ACCOUNTS FOR KIDS AND TEENS
WRAP UP
EXTRAS FOR TEENS
Earn a certificate
This certificate celebrates your progress and the life skills you’ve developed.